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    How Much Do You Need for Your Down Payment?

    By John Durham | January 7, 2022

    How Much Do You Need for Your Down Payment? As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment? If you think you have to put 20% down, you... Read More

    4 Reasons Why The End of Forbearance Will Not Lead to a Wave of Forclosures

    By John Durham | July 30, 2021

    With forbearance plans about to come to an end, many are concerned the housing market will experience a wave of foreclosures like what happened after the housing bubble 15 years ago. Here are four reasons why that won’t happen. 1. There are fewer homeowners in trouble this time After the last housing crash, about 9.3 million households... Read More

    How Misunderstandings About Affordability Could Cost You

    By John Durham | June 2, 2021

    There’s a lot of discussion about affordability as home prices continue to appreciate rapidly. Even though the most recent index on affordability from the National Association of Realtors (NAR) shows homes are more affordable today than the historical average, some still have concerns about whether or not it’s truly affordable to buy a home right now. When addressing... Read More

    Is Real Estate a Strong Investment?

    By John Durham | May 18, 2021

    Last month, in a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York noted that Americans believe buying a home is definitely or probably a better investment than buying stocks. Last week, a Gallup Poll reaffirmed those findings. In an article on the current real estate market, Gallup reports: “Gallup usually finds that Americans regard real estate as the best long-term investment... Read More

    Are We In a Housing Bubble?

    By John Durham | May 4, 2021

    Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different. 1.... Read More

    Is Homeownership Still Part of the American Dream?

    By John Durham | April 6, 2021

    Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: “The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of Europe, which was still in many respects a collection... Read More

    Buyer & Seller Perks in Today’s Housing Market

    By John Durham | March 29, 2021

    Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. Here are the top two to... Read More

    To Renovate or Not To Renovate

    By John Durham | March 18, 2021

    When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a more normal market. Here are two things to keep in... Read More

    Will the Housing Market Bloom This Spring?

    By John Durham | March 15, 2021

    Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced at this time last year. Here’s what a few industry experts have to say about the housing market and how it will... Read More

    Thinking about Building a New Home? Your Agent Is Critical.

    By John Durham | February 5, 2021

    Some Highlights A real estate professional is an expert who can advocate on your behalf throughout the process when building a home. Agents help you understand key steps, like choosing upgrades and managing negotiations, while staying within your budget from start to finish. If building is the right choice for you, work with a trusted... Read More